Owner-Operator Personal Injury and Sickness Coverage

For Self-employed Truck Owners

THE INSURED OWNS THE PLAN THIS IS NOT GROUP INSURANCE

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Details

This PACKAGE provides an economical alternative to WCB – or as a Top-Off to minimum WCB coverage - in most cases exceeding what is offered by WCB.

It includes:

  • First Day Injury Benefits of up to $5,000 per month, TAX FREE.

  • 24 hour coverage – not just at work

  • Disability Benefits paid to Age 75

  • Benefit based on Gross Income or Net Income

  • $300,000 Accidental Death & Dismemberment

  • $5 Million Out of Province medical coverage for Accident or Illness

  • Unlimited number of trips up to 30 consecutive days

  • $110,000 Accidental Medical Expense Benefit

  • Return to Work and Partial Disability coverage

Highlights
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Options

Also Available as Options:

  • Overhead Expense coverage (tax deductible premium!)

  • Covers most expenses while disabled (lease, bank loans, cel., insurance, etc.)

  • Covers cost of Replacement Driver while disabled.

  • Health & Dental coverage available at preferred rates

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Add: Lifestyle Protection Enhancer (LPE)
  • $ 300,000 lump sum, TAX FREE.

  • paid after 5 years of a disability

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Many more enhancements available

Extended Health & Dental Plan available
Higher Income Coverage amount: 
Available based on Gross Income.
 

NO MEDICAL – THE BASIC PACKAGE IS GUARANTEED!!

  • BENEFITS CALCULATED ON GROSS TRUCK REVENUE

  • CUSTOMISE A PROGRAM TO SUIT YOUR NEEDS

 

One company handles it all – you pay one premium to The Roadside Edge.